|
California RV Insurance
(Recreational Vehicle)
|
|
The value of good recreational vehicle insurance often doesn't become
apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
|
Let our experienced California RV insurance policy specialists explain the
different Liability limits, Comprehensive, Collision, Personal Injury Protection, Uninsured Motorist, and Medical coverages, as well as Full-Timer coverage, Vacation Liability coverage, Total Lost Replacement Cost coverage for newer RV's, and the deductibles that are available for you to choose from. We offer affordable California recreational vehicle (RV) insurance policies from leading insurance companies serving the Golden state. |
|
Learn more about California RV Insurance policy coverage options
below! |
|
Click on the link below to fill out a secure quote request form for a California
RV Insurance policy that will provide excellent RV insurance coverage at an affordable cost. Or you can speak with our California RV Insurance specialist locally at (530) 753-0700, (707) 434-1700 or (408) 226-7000 to discuss the features. |
|
We are a local Yolo County, CA insurance agency offering affordable California RV
insurance policy premiums in the following cities and counties: Davis, Woodland, West Sacramento, Dixon, Winters, Sacramento, Elk Grove, North Highlands, Natomas, Antelope, Citrus Heights, Fair Oaks, Carmichael, Roseville, Rocklin, Granite Bay, Folsom, El Dorado Hills, Lincoln, Auburn, Vacaville, Fairfield, American Canyon, Vallejo, Benicia, Martinez, Antioch, Pittsburg, Brentwood, Hercules, Concord, Pleasant Hill, Walnut Creek, Danville, San Ramon, Dublin, Pleasanton, Livermore, Richmond, Berkeley, Emeryville, Oakland, Napa, San Rafael, Petaluma, Rohnert Park, Novato, Los Altos, Palo Alto, Menlo Park, Mountain View, Sunnyvale, Cupertino, Saratoga, Los Gatos, Campbell, Santa Clara, San Jose, Morgan Hill, Milpitas, Fremont, Newark, Hayward, Pleasanton, San Francisco, Solano County, Napa County, San Joaquin County, Contra Costa County, Alameda County, Santa Clara County, San Mateo County, Marin County, San Francisco County, Colusa County, Placer County, El Dorado County and Sacramento County, CA. We also offer California RV insurance services throughout the Golden state, including in the San Pablo Bay and San Francisco Bay area. |
|
This coverage comes into play when an at-fault driver has RV, auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
|
Underinsured Motorist Bodily Injury Coverage
|
|
This type of RV insurance coverage pays for your medical expenses, lost wages,
and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient RV, auto or motorcycle insurance coverage. The RV insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required California RV insurance coverage. |
|
Underinsured Motorist Property Damage Coverage
|
|
Protects you if your RV is damaged in an accident caused by a driver who has
insufficient insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required RV insurance coverage in California. |
|
California RV Insurance Policy FAQ
|
|
Click on the link below to fill out a secure quote request form for a California
RV Insurance policy that will provide excellent insurance coverage at an affordable cost. Or you can speak with our California RV Insurance specialist locally at (530) 753-0700, (707) 434-1700 or (408) 226-7000 to discuss the features. |
|
Covers damage caused to the insured's RV (your RV) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the California RV insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the California recreational vehicle insurance policy. |
|
Covers damage caused to the owners RV from a collision caused by another auto,
RV, or other object. The deductible is the amount you choose to pay upfront (if any) before the RV insurance policy pays. The higher the deductible chosen the lower the collision coverage cost within the California RV insurance policy. |
|
California RV Insurance Policy FAQ
|
|
California RV Insurance Policy FAQ
|
|
California RV Insurance Policy FAQ
|
|
Bodily Injury Liability
|
|
Injuries that you (insured) cause to someone else is covered under this part of an
RV insurance policy. The minimum liability insurance coverage available for purchase in California is 15/30 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums set by the state of California and are listed below. Contact us to discuss what liability coverage amounts you require to meet your family and personal needs. |
|
California Liability Coverage limits explanation:
|
|
15/30/5 15=$15,000 - 30=$30,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
|
|
California Property Damage Liability
|
|
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, RV, car, truck, fence, or house, is covered through property damage RV insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum coverage amount in California is $5,000. |
|
Benefits Provided Include:
|
|
Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray, dental
and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
|
Necessary remedial treatment (nursing home care or home nursing care).
Pays 60% of gross income loss caused by inability to work because of an injury
suffered in an accident.
$5,000 death benefit
|
|
California RV Insurance Policy FAQ
|
|
California RV Insurance Policy FAQ
|
|
California does not require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in a RV accident regardless of who caused the accident. |
|
Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding in or driving your RV. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a RV when you are walking or if you are riding in another RV. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required California recreational vehicle (RV) Insurance coverage. |
|
California RV Insurance Policy FAQ
|
|
25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
|
|
Example of uninsured motorist limits:
|
|
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no auto liability insurance. This coverage is not required for California RV Insurance. Contact us to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
|
SSL Secure
|
|
SSL Secure
|
|
SSL Secure
|
|
SSL Secure
|
|
SSL Secure
|
|
SSL Secure
|
|
SSL Secure
|
|
SSL Secure
|
|
**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
|
California RV Insurance
|
|
Cedarwood Financial &
|
|
Insurance Services
|
|
Insurance Coverages
Insurance Solutions
|
|
Cedarwood Financial &
Insurance Services
803 2nd Street, Suite B
Davis, California 95616
Yolo County, CA
Local: (530) 753-0700
(707) 434-1700
(408) 226-7000
Fax: 866-430-1553
|
|
PERSONAL INSURANCE
|
|
(530) 753-0700 - (707) 434-1700 - (408) 226-7000
|
|
Your California RV Insurance Connection
|
|
RV Insurance
|
|
Cedarwood Financial & Insurance Services - License # 0E89942
Copyright 2008, All rights reserved
|
|
Site Built & Maintained by InsuranceWebsiteServices.com
|
