California Motorcycle Insurance
The value of good motorcycle insurance often doesn't become apparent until
you really need it. Whether it's a minor fender bender or a more substantial
accident, it pays to have insurance coverage you can count on.
Let our experienced California Motorcycle Insurance policy specialist explain
the different Liability limits, Comprehensive, Collision, Uninsured Motorist,
Medical coverages, and deductibles that are available for you to choose from.
We offer affordable motorcycle insurance policies from leaders in the
insurance industry serving California. This means more stable premiums and
none of those 20% increases after the first year.
Learn more about California Motorcycle Insurance policy
coverage options below!
Click on the link below to fill out a secure quote request form for a
California Motorcycle Insurance policy that will provide excellent
motorcycle insurance coverage at an affordable cost. Or you can speak
with our California Motorcycle Insurance agent specialist locally at (530)
753-0700, (707) 434-1700 or (408) 226-7000 to discuss the features.
We are a local Yolo County, CA insurance agency offering affordable California motorcycle
insurance policy premiums in the following cities and counties: Davis, Woodland, West
Sacramento, Dixon, Winters, Sacramento, Elk Grove, North Highlands, Natomas, Antelope,
Citrus Heights, Fair Oaks, Carmichael, Roseville, Rocklin, Granite Bay, Folsom, El Dorado
Hills, Lincoln, Auburn, Vacaville, Fairfield, American Canyon, Vallejo, Benicia, Martinez,
Antioch, Pittsburg, Brentwood, Hercules, Concord, Pleasant Hill, Walnut Creek, Danville,
San Ramon, Dublin, Pleasanton, Livermore, Richmond, Berkeley, Emeryville, Oakland,
Napa, San Rafael, Petaluma, Rohnert Park, Novato, Los Altos, Palo Alto, Menlo Park,
Mountain View, Sunnyvale, Cupertino, Saratoga, Los Gatos, Campbell, Santa Clara, San
Jose, Morgan Hill, Milpitas, Fremont, Newark, Hayward, Pleasanton, San Francisco,
Solano County, Napa County, San Joaquin County, Contra Costa County, Alameda County,
Santa Clara County, San Mateo County, Marin County, San Francisco County, Colusa
County, Placer County, El Dorado County and Sacramento County, CA. We also offer
California motorcycle insurance services throughout the Golden state, including in the San
Pablo Bay and San Francisco Bay area.
Covers damage caused to the insured's motorcycle (your motorcycle) from risks such as
theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance
policy pays. The higher the deductible chosen the lower the comprehensive coverage cost
within the California Motorcycle Insurance policy.
California Motorcycle Insurance FAQ
Protects you if your motorcycle is damaged in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. This coverage pays the
difference between the coverage limit you select and the other driver's property
damage coverage limit. This is not a required coverage in California.
Click on the link below to fill out a secure quote request form for a California
Motorcycle Insurance policy that will provide excellent motorcycle insurance
coverage at an affordable cost. Or you can speak with our California Motorcycle
Insurance specialist locally at (530) 753-0700, (707) 434-1700 or (408) 226-7000
to discuss the features.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum liability insurance coverage available
for purchase in California is 15/30 and is explained in detail below. However, we
recommend that you choose liability insurance coverage amounts that are much
higher than the state of California minimums listed below. Contact us locally at
(530) 753-0700, (707) 434-1700 or (408) 226-7000 to discuss what liability
coverage amounts you require to meet your family or personal needs.

California Liability Coverage limits explanation:
15/30/5 15=$15,000 - 30=$30,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
California Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle
insurance coverage. The minimum coverage amount in California is $5,000.
Medical payments coverage pays for the medical and funeral expenses for you or others hurt
or killed in an accident while riding on or driving your motorcycle. Claims against this coverage
include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing,
prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit
by a car when you are walking or if you are riding on another motorcycle. This coverage will
pay for your medical and funeral expenses even if you cause the accident. The coverage is
often limited to medical care you get in the first one, two, or three years after the accident and
is limited to a specific dollar amount. This is not a required California Motorcycle Insurance
coverage.
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Covers damage caused to the owners motorcycle from a collision caused by another vehicle
or other object. The deductible is the amount you choose to pay upfront (if any) before the
motorcycle insurance policy pays. The higher the deductible you choose, the lower the
collision coverage cost within the California Motorcycle Insurance policy.
California Motorcycle Insurance FAQ
California Motorcycle Insurance FAQ
California Motorcycle Insurance FAQ
Example of uninsured motorist limits:
California Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no auto or motorcycle liability insurance. This is not a
required coverage for California Motorcycle Insurance. Contact us to discuss what
uninsured coverage amounts you require to meet your family and personal needs.

This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages.

This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an
accident caused by a driver who has insufficient auto or motorcycle insurance
coverage. The motorcycle insurance coverage typically pays the difference
between the coverage limit you select and the other driver's bodily injury coverage
limit. This is not a required California motorcycle insurance coverage.
Underinsured Motorist Bodily Injury Coverage
Underinsured Motorist Property Damage Coverage
California Motorcycle Insurance FAQ
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California Motorcycle Insurance
California Motorcycle Insurance
Cedarwood Financial &
Insurance Services
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Motorcycle Insurance
Cedarwood Financial &
Insurance Services
803 2nd Street, Suite B
Davis, California 95616
Yolo County, CA
Local: (530) 753-0700
(707) 434-1700
(408) 226-7000
Fax: 866-430-1553
PERSONAL INSURANCE
(530) 753-0700 - (707) 434-1700 - (408) 226-7000
Your California Insurance Connection
Cedarwood Financial & Insurance Services - License # 0E89942
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