California Builders Risk Insurance

Builders risk insurance provides coverage for buildings that are under
construction. The construction can be new, a remodel, or repair. Insurance
coverage includes materials at the work site before they are installed, any
materials intended for the work site that are in transit, and the value of the
new, remodeled, or repaired property being built until it's completed and the
owner accepts the work.

California builders risk insurance coverage can also be purchased for specific
home improvement projects such as a new room addition, a deck or a
remodeled kitchen.

Those who should seriously consider purchasing California builders risk
insurance include general contractors, subcontractors, home builders, real
estate developers, building owners, colleges and universities, and
municipalities.

A California builders risk insurance policy includes perils such as theft,
vandalism, fire, wind storm, lightning, and hail. Most policies offer limited
coverage for collapse. Standard exclusions include earthquake, flood, weather
damage to property in the open, water damage, employee theft, mechanical
breakdown, war, government action, contract penalty, and voluntary parting.
Another important exclusion is for damage resulting from faulty design,
planning, workmanship and materials. California builders risk insurance is
meant to offer coverage for accidental events and not for poor construction.
Earthquake and flood coverage can usually be added to the policy for an
additional cost.

Who Is Insured

The named insured of a California builders risk insurance policy is usually the
contractor or developer of the property. However, it may be the building owner
or homeowner if they are responsible for insuring the property while under
construction, particularly when the construction is a remodel or repair. A
mortgagee or lien holder may be added as an additional insured.

We have the experience to analyze and recommend the correct California
builders risk insurance coverage for your small or large projects. Our strong
relationships with insurers results in direct cost savings for our clients.

Click on the link below to fill out a secure quote request form for a California
builders risk insurance policy that regardless of whether you're a large
employer or a small business, will provide exceptional insurance coverage for
your business at an affordable cost. Or you can speak with our California
Builders Risk Insurance specialist locally at (530) 753-0700, (707) 434-1700 or
(408) 226-7000 to discuss the features.

Click here to fill out a

California Builders Risk Insurance

quote request form

We are a local Yolo County, CA insurance agency offering comprehensive California
builders risk insurance to businesses in the following cities and counties: Davis,
Woodland, West Sacramento, Dixon, Winters, Sacramento, Elk Grove, North Highlands,
Natomas, Antelope, Citrus Heights, Fair Oaks, Carmichael, Roseville, Rocklin, Granite
Bay, Folsom, El Dorado Hills, Lincoln, Auburn, Vacaville, Fairfield, American Canyon,
Vallejo, Benicia, Martinez, Antioch, Pittsburg, Brentwood, Hercules, Concord, Pleasant
Hill, Walnut Creek, Danville, San Ramon, Dublin, Pleasanton, Livermore, Richmond,
Berkeley, Emeryville, Oakland, Napa, San Rafael, Petaluma, Rohnert Park, Novato, Los
Altos, Palo Alto, Menlo Park, Mountain View, Sunnyvale, Cupertino, Saratoga, Los
Gatos, Campbell, Santa Clara, San Jose, Morgan Hill, Milpitas, Fremont, Newark,
Hayward, Pleasanton, San Francisco, Solano County, Napa County, San Joaquin
County, Contra Costa County, Alameda County, Santa Clara County, San Mateo
County, Marin County, San Francisco County, Colusa County, Placer County, El Dorado
County and Sacramento County, CA. We also offer California builders risk insurance
services throughout the Golden state, including in the San Pablo Bay and San Francisco
Bay area.

**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.