California Boat Insurance
The value of quality California boat insurance often doesn't become apparent
until you really need it. Whether it's a minor dent or a more substantial
accident, it pays to have insurance coverage you can count on.
Let our experienced California boat insurance specialist explain the different
Liability Limits, Comprehensive, Personal Injury Protection, Collision, Medical
coverages, and deductibles that are available for you to choose from. We offer
affordable California boat insurance policies from leading insurance carriers.
Learn more about California Boat Insurance coverage options below!
Click on the link below to fill out a secure quote request form for a California
Boat Insurance policy that will provide excellent insurance coverage for your
boat at an affordable cost. Or you can speak with our California Boat
Insurance agent specialist locally at (530) 753-0700, (707) 434-1700 or
(408) 226-7000 to discuss the features.
We are a local Yolo County, CA insurance agency offering affordable California boat insurance policy
premiums in the following cities and counties: Davis, Woodland, West Sacramento, Dixon, Winters,
Sacramento, Elk Grove, North Highlands, Natomas, Antelope, Citrus Heights, Fair Oaks, Carmichael,
Roseville, Rocklin, Granite Bay, Folsom, El Dorado Hills, Lincoln, Auburn, Vacaville, Fairfield,
American Canyon, Vallejo, Benicia, Martinez, Antioch, Pittsburg, Brentwood, Hercules, Concord,
Pleasant Hill, Walnut Creek, Danville, San Ramon, Dublin, Pleasanton, Livermore, Richmond,
Berkeley, Emeryville, Oakland, Napa, San Rafael, Petaluma, Rohnert Park, Novato, Los Altos, Palo
Alto, Menlo Park, Mountain View, Sunnyvale, Cupertino, Saratoga, Los Gatos, Campbell, Santa
Clara, San Jose, Morgan Hill, Milpitas, Fremont, Newark, Hayward, Pleasanton, San Francisco,
Solano County, Napa County, San Joaquin County, Contra Costa County, Alameda County, Santa
Clara County, San Mateo County, Marin County, San Francisco County, Colusa County, Placer
County, El Dorado County and Sacramento County, CA. We also offer California boat insurance
services throughout the Golden state, including in the San Pablo Bay and San Francisco Bay area.
**The information, pictures, and other content in this website about particular insurance services
is only provided for informational purposes. Any decisions regarding your insurance needs should
be discussed with a licensed insurance agent.
California Boat Insurance Info
Covers damage caused to the owners boat from a collision caused by another boat,
vehicle, or other object. The deductible is the amount you choose to pay upfront (if any)
before the boat insurance policy pays. The higher the deductible chosen the lower the
collision coverage cost of the California boat insurance policy.
Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat insurance
policy pays. The higher the deductible chosen the lower the comprehensive coverage
cost of the California boat insurance policy.
California Boat Insurance Info
California Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in
California is 15/30 and is explained in detail below. However, we recommend that you
choose liability insurance coverage amounts that are much higher than the California
minimums listed below. Contact us locally at (530) 753-0700, (707) 434-1700 or (408)
226-7000 to discuss what liability coverage amounts you require to meet your needs.

15/30/5 15=$15,000 - 30=$30,000 - 5=$5,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The
minimum required coverage amount in California is $5,000.
Bodily Injury Liability
California Property Damage Liability
California Liability Coverage limits explanation:
California Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related to
medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Benefits Provided:
California Boat Insurance Info
100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an
accident.
Second number = uninsured boater maximum for all injuries in one
accident.

Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault
driver who has no liability insurance. This is not a required coverage for California Boat
Insurance. Contact us to discuss what uninsured coverage amounts you require to meet
your family or personal needs.

California does not require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in a boat accident regardless of
who caused the accident.
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Click on the link below to fill out a secure quote request form for a California Boat Insurance
policy that will provide excellent insurance coverage for your boat at an affordable cost. Or
you can speak with our California Boat Insurance agent specialist locally at (530) 753-0700,
(707) 434-1700 or (408) 226-7000 to discuss the features.
California Boat Insurance
California Boat Insurance
Cedarwood Financial &
Insurance Services
Insurance Coverages
Insurance Solutions

Boat Insurance
Cedarwood Financial &
Insurance Services
803 2nd Street, Suite B
Davis, California 95616
Yolo County, CA
Local: (530) 753-0700
(707) 434-1700
(408) 226-7000
Fax: 866-430-1553
PERSONAL INSURANCE
(530) 753-0700 - (707) 434-1700 - (408) 226-7000
Your California Boat Insurance Connection
Cedarwood Financial & Insurance Services - License # 0E89942
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