Business Owners Insurance California

California Business Owners Insurance

Businesses can bundle property and liability coverage into a California
Business Owners Insurance policy that allows your business to obtain broad
coverage with affordable premiums. California Business Owners Insurance is
usually the first step for small businesses looking to get basic property and
liability coverage and is a comprehensive and affordable insurance package
for small or medium sized businesses.

To qualify for Business Owners Insurance policies, a company should have
100 or fewer employees, and annual revenues should be less than $1 million.
California Business Owners Insurance will typically provide reimbursement for
up to a year of lost revenue resulting from an insured property loss.

Some businesses may find California Business Owners Insurance coverage
limits to be too low or may not like the lack of flexibility on options like
coinsurance. However, what the Business Owners Insurance policy lacks in
flexibility it usually makes up for with lower premiums for your business.

California Property Insurance Coverage

California Business Owners Insurance offers named perils or all risk insurance
coverage, similiar to general property insurance coverages. Enhancement
endorsements are available at little or no cost to extend coverage to your
accounts receivable, valuable papers, signs, employee dishonesty, mechanical
breakdown, computers including software, money and securities, off premises
power failure and spoilage of food products, backup of sewers and drains.

While similiar to Commercial General Liability Insurance, the liability part of a
California Business Owners Insurance Policy offers less flexibility in
determining your coverage limits for particular claims. Optional limits of
$300,000, $500,000 or $1,000,000 are available. Personal injury, products
liability, fire legal liability and premises medical payments are included. Also,
Business Owners Insurance does not include professional liability insurance.

Business Interruption Insurance is usually included in California Business
Owners Insurance policies and covers lost income and expenses incurred
when a company suffers disaster related damage. Ongoing operating
expenses that continue even if business is suspended, such as payroll, are
also covered.

Click on the link below to fill out a secure quote request form for a California
business owners insurance policy that regardless of whether you're a small
contractor, large employer or a small business owner, will provide
exceptional insurance coverage for your business at an affordable cost. Or
you can speak with our California Business Owners Insurance specialist
locally at (530) 753-0700, (707) 434-1700 or (408) 226-7000 to discuss the
features.

Click here to fill out a California Business

Owners Insurance quote request form

We are a local Yolo County, CA insurance agency offering comprehensive California
business owners insurance to businesses in the following cities and counties: Davis,
Woodland, West Sacramento, Dixon, Winters, Sacramento, Elk Grove, North
Highlands, Natomas, Antelope, Citrus Heights, Fair Oaks, Carmichael, Roseville,
Rocklin, Granite Bay, Folsom, El Dorado Hills, Lincoln, Auburn, Vacaville, Fairfield,
American Canyon, Vallejo, Benicia, Martinez, Antioch, Pittsburg, Brentwood,
Hercules, Concord, Pleasant Hill, Walnut Creek, Danville, San Ramon, Dublin,
Pleasanton, Livermore, Richmond, Berkeley, Emeryville, Oakland, Napa, San Rafael,
Petaluma, Rohnert Park, Novato, Los Altos, Palo Alto, Menlo Park, Mountain View,
Sunnyvale, Cupertino, Saratoga, Los Gatos, Campbell, Santa Clara, San Jose,
Morgan Hill, Milpitas, Fremont, Newark, Hayward, Pleasanton, San Francisco,
Solano County, Napa County, San Joaquin County, Contra Costa County, Alameda
County, Santa Clara County, San Mateo County, Marin County, San Francisco
County, Colusa County, Placer County, El Dorado County and Sacramento County,
CA. We also offer California business owners insurance services throughout the
Golden state, including in the San Pablo Bay and San Francisco Bay area.

California Liability Insurance Coverage

California Interruption Insurance Coverage

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.